Before You Search
Meet with a local expert to discuss the type of home you’re looking for, including style, price, and location. While discussing those things, let’s get you pre approved for a mortgage.
The Buyer’s Advantage: As the home buyer, your agent’s commission is paid by the seller of the home in almost all circumstances. this means your representation costs you nothing.
You will need paystubs, W2s, and bank statements. Knowing what you can afford is crucial to a successful home shopping experience.
Search For Homes
The fun begins! Your local expert will schedule showings and help you find the perfect home. Not all real estate websites are the same. Your local expert has tools and systems to ensure you see every available home that meets you’r criteria.
Advanced Search: Not all real estate websites are the same. Your real estate professional has tools and systems to ensure you see every available home that meets your criteria.
Make an offer! Your local expert will prepare the offer based on the price and terms you choose.
Negotiation and Contract
It may take a few tries to get it just right, but hang in there. You are on your way!
The Contract: In most cases the contract provides you with a timeline to obtain financing, as well as time to inspect the physical condition of the home. Your local expert will inform you of all your rights and responsibilities related to the contract
In Escrow. You and the Seller have agreed to the price and terms. The home is effectively held for you until closing.
Final Details and Closing
For the final details perform your due diligence, order the appraisal, conduct an inspection, review terms with the lender.
Preparing for Closing: You will be finalizing your loan, reviewing documents, and discussing the findings from the inspection. Your agent will be managing this entire process for you
Closing time. Closing is the transfer of funds and ownership. A title company or an attorney typically acts as an independent third party to facilitate the closing.